"Why should I insure my harp(s)?
I'm not a pro, I just play in church and a wedding or two."
I ran across this pedal harp the other day, as you can see, it was dropped at one time. Could it be that it has not been repaired is because the owner does not carry insurance on the harp? On an instrument which has a replacement value of $30,000? Sadly, one day the poor owner of this harp may come home from work to find it in pieces on the floor. Please folks, insure your instruments, I promise the cost of the insurance will not drain your savings account.